Join American Express as a Financial Analyst in our Regulatory Reporting team, where you’ll play a key role in managing and delivering critical financial regulatory reports in compliance with Federal Reserve requirements. This is a highly visible and impactful role, offering the opportunity to work on liquidity reporting, and collaborate with senior leaders and external regulators.

At American Express, we support your personal and professional growth while giving you the tools and flexibility to succeed. By joining our global team, you’ll contribute to delivering world-class customer experiences, while building a meaningful career.

Key Responsibilities

• Prepare and submit Bank Holding Company regulatory filings related to liquidity reporting (FR2052a) to the Federal Reserve and other regulators, ensuring compliance with applicable reporting standards.
• Participate in projects such as Project Fast Forward and Bank Category Change Readiness, engaging with multiple stakeholders to interpret and implement bank category changes (from Category IV to III/II) on the automated R2CE platform.
• Engage with senior leadership for progress updates and report status, while working closely with teams across Controllership, Treasury, and other departments.
• Ensure reports comply with Federal Reserve requirements, internal review processes, and company policies. Lead initiatives to simplify and automate reporting processes.
• Work with teams across Controllership, business units, and external regulators to gather information, provide insights, and address regulatory inquiries.
• Contribute to the transformation of regulatory reporting processes, implementing automation and simplification efforts for greater efficiency and accuracy.
• Gain exposure to American Express systems and processes, working with various internal and external stakeholders, while developing a deep understanding of the company’s reporting requirements.
• Strong understanding of Treasury functions, accounting principles, and financial systems, particularly in the context of liquidity reporting.
• Solid experience interpreting and documenting Liquidity Reporting Management (LRM) rules and Federal Reserve guidelines, including LCR and NSFR.
• Ability to lead initiatives focused on project management, process improvement, and delivering results in a highly regulated environment.
• Collaborative, self-motivated, and detail-oriented with the ability to work independently and manage complex projects.

Required Qualifications

1. Experience. Minimum 3+ years of experience in Accounting/Financial Reporting, with a focus on US Regulatory Reporting and exposure to liquidity reporting such as LCR/NSFR.
2. A degree in Accounting, Finance, or a related field.
3. Chartered Accountant (CA) or CPA designation preferred.

Technical Skills

• Strong proficiency in MS Excel, PowerPoint, and Word for reporting, analysis, and presentations.
• Familiarity with platforms such as Oracle, Essbase, and R2CE is a plus.
• US GAAP knowledge and financial accounting experience.
• Familiarity with regulatory requirements and financial reporting frameworks in the banking industry, specifically related to the Federal Reserve and other regulators.

Communication Skills. Excellent interpersonal and communication skills, with the ability to interact independently with senior business partners and external regulators.

Preferred Skills

• Exposure to Liquidity Reporting and Treasury functions such as LCR/NSFR.
• Experience in implementing automation and streamlining regulatory reporting processes.
• Project Management Skills to drive initiatives effectively and efficiently.
• Strong analytical and problem-solving skills, with a focus on continuous improvement.

Benefits

• Enjoy a competitive base salary along with performance-based bonus incentives.
• Access to medical, dental, vision, life insurance, and disability benefits (depending on location).
• Opportunities for professional development through training programs, leadership development, and skill enhancement.
• Flexible working arrangements, including hybrid, onsite, or virtual options based on the role and business needs.
• Generous paid parental leave policies (depending on location) and access to on-site wellness centers (where available).
• Join a workplace where you’ll feel valued and supported, with a commitment to creating an inclusive and equitable environment for all colleagues.
• Support for retirement planning and financial well-being, including competitive 401(k) benefits.

Shift Timings. 11:00 AM - 7:30 PM (IST)

Why American Express?
At American Express, we value diversity, foster innovation, and focus on building a culture where employees can thrive and grow. As a Financial Analyst in Regulatory Reporting, you’ll be a key player in driving the company’s financial transparency and compliance, contributing to its continued success and growth.

How to Apply. If you're a self-driven, detail-oriented individual with a passion for regulatory reporting, compliance, and financial analysis, we encourage you to apply and be part of American Express’ commitment to excellence.